Denton County property record for 3746 Platte River Trl, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,102 sqft · built 2022 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $684,950 (Aug 2023) |
| Tax Bill | $10,873 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R775297 |
| Primary APN | R775297 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 3,557 sqft |
| 1st Floor Area | 1,791 sqft |
| 2nd Floor Area | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 427 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3746 PLATTE RIVER TRL |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKS OF LEGACY WEST PHASE 2 BLK L LOT 12 |
| Legal Subdivision | CREEKS OF LEGACY WEST PHASE 2 |
| Legal Block | L |
| Legal Lot Number | 12 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 20129 |
3746 Platte River Trl is owned and occupied by two individuals who bought it in August 2023.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 30, 2023 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on File |
| Deed Sale | Aug 30, 2023 · Amount on File |
| Prior Sale | Jan 11, 2023 |
| Deed Document Number | 202393535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000127975 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025-127975 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000107619 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | 2024-107619 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | May 26, 2026 |
| Property Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000060314 |
| Instrument Date | May 19, 2026 |
| Instrument | 202660314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000060314, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202660314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Aug 30, 2023 |
| Property Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000093535 |
| Map Reference | VOL 2020 PG 80 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023-093535 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3746 PLATTE RIVER TRL, PROSPER, TX 75078-2696 |
| Document Number | 0000093536 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-093536 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 3746 Platte River Trl was $10,873 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Celina City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,000 (-3.24%) Land $142,785 Building $425,215 | $568,000 (-3.24%) Land $142,785 Building $425,215 | |
| 2025 | $10,873.00 | $587,000 Land $142,785 Building $444,215 | $587,000 Land $142,785 Building $444,215 |
| 2023 | $7,319.00 (+110.98%) | $276,551 (+292.88%) Land $114,228 Building $162,323 | $276,551 (+292.88%) Land $114,228 Building $162,323 |
| 2022 | $3,469.00 | $70,391 Land $70,391 | $70,391 Land $70,391 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3746 Platte River Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3746 Platte River Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 52,701 people · EPA ID TX0430003 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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