Monroe County property record for 3746 Park Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 875 sqft · built 1986 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $985,000 (Apr 2024) |
| Tax Bill | $7,856 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00292080-000000 |
| Primary APN | 00292080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Basement Area | 273 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 681 sqft |
| Deck Area | 60 sqft |
| Patio Area | 677 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1364240 |
|---|---|
| Street Address | 3746 PARK AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | BK 26 LT 6 PORT PINE HEIGHTS 2ND ADD PB4-167 BIG PINE KEY OR502-711 OR794-1919 OR806-1276 OR1127-1864 OR1611-964 OR1774-1684 OR2314-580 OR2466-414 OR2916-1589 OR2990-1577 OR2991-1621 OR3139-1106 OR3273-1303 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | PORT PINE HEIGHTS 2ND ADD |
| Legal Block | 26 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
3746 Park Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Monroe County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYS FCU |
| Oct 28, 2019 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Oct 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 12, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on File |
| Deed Sale | Apr 29, 2024 · Amount on File |
| Prior Sale | Nov 23, 2021 · Amount on File |
| Deed Document Number | 20242459660 |
| Deed Book / Page | 3273 / 1303 |
| Prior Transfer Date | May 18, 2010 |
| Prior Transfer Doc | 0024660414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 23, 2021 |
| Property Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0031391106 |
| Book / Page | 3139 / 1106 |
| Map Reference | MB 4 PG 167 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2349997 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | TRUE TITLE FLORIDA KEYS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 669, POLK CITY, FL 33868-0669 |
| Name | Verified Name |
|---|---|
| Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0031391108 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 3139/1108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0030470695 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3047/695 |
| Instrument | 2283908 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 28, 2019 |
| Property Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0029911621 |
| Book / Page | 002991 / 001621 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2242259 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4511 LOG CABIN DR LAKELAND FL 338100163, LAKELAND, FL 33810-0163 |
| Document Number | 29911623 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 002991/001623 |
| Instrument | 2242260 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0029901577 |
| Book / Page | 002990 / 001577 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2241396 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4511 LOG CABIN DR LAKELAND FL 338100163, LAKELAND, FL 33810-0163 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 12, 2018 |
| Property Address | 3746 PARK AVE, BIG PINE KEY, FL 33043-6126 |
| Document Number | 0029161589 |
| Book / Page | 002916 / 001589 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2177651 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3746 Park Ave was $7,856, up 3.6% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,856.00 (+3.59%) | $806,422 Land $480,068 Building $326,354 | $806,422 Land $480,068 Building $326,354 |
| 2024 | $7,584.00 (-5.57%) | ||
| 2023 | $8,031.00 (+12.38%) | $916,622 (+21.72%) Land $660,330 Building $256,292 | $916,622 (+21.72%) Land $660,330 Building $256,292 |
| 2022 | $7,146.00 | $753,052 Land $493,350 Building $259,702 | $753,052 Land $493,350 Building $259,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3746 Park Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3746 Park Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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