Erath County property record for 3746 Co Rd 185, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 1,856 sqft · built 2002 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,600 (Oct 2018) |
| Tax Bill | $2,669 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000068041 |
| Primary APN | R000068041 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 104,980 sqft (2.41 acres) |
| Garage Type | Carport |
| Garage Area | 448 sqft |
| Carport | Carport |
| Carport Area | 448 sqft |
| Patio Area | 84 sqft |
| Account Number | R.8025.00110.00.0 |
|---|---|
| Street Address | 3746 COUNTY ROAD 185 |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-7317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S8025 EVERGREEN ADD PHASE II, TRACT 11 MPHMAKE:PALM HARBOR MPHMODEL:PALM HARBOR MPHSIZE:28X48(TC) MPHYEAR:2002 MPHSERIAL:PH17 |
| Legal Subdivision | EVERGREEN ADD PHASE II |
| Legal Phase | II |
| Legal Tract | 11 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950201 |
3746 Co Rd 185 is owned and occupied by an individual who bought it in October 2018.
Source: Erath County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HAPPY STATE BANK |
| Nov 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 30, 2008 | Deed of Trust, Mortgage · Conventional Mortgage BSM FINANCIAL LP |
| Dec 7, 2007 | Deed of Trust, Mortgage · Conventional Mortgage B&M FINANCIAL LP |
| Oct 3, 2018 | Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Prior Sale | Apr 9, 2012 · Amount on File |
| Deed Document Number | 20185695 |
| Prior Transfer Date | Feb 15, 2012 |
| Prior Transfer Doc | 0201201893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | LYNN COUNTY ABSTRACT AND TITLE, LYNN COUNTY ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0201800239 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018-00239 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0202208156 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022-08156 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01368/0523 |
|---|---|
| Date | Jan 30, 2008 |
| Book Page | 1368/0523 |
| Instrument | 80642 |
| Name | BSM FINANCIAL LP |
|---|---|
| Type | Funding / Finance Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01363/0147 |
|---|---|
| Date | Dec 7, 2007 |
| Book Page | 1363/0147 |
| Instrument | 79958 |
| Name | B&M FINANCIAL LP |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Feb 1, 2033 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Oct 3, 2018 |
| Property Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Document Number | 0201805695 |
| Map Reference | CAB A SL 356B |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2018-05695 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE FILING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3746 COUNTY ROAD 185, STEPHENVILLE, TX 76401-7317 |
| Investor | Possibly a Property Investor |
| Document Number | 0201805696 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 2018-05696 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 3746 Co Rd 185 was $2,669 with a disabled person's exemption, up 237% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,669.00 (+236.99%) | $209,367 (-9.62%) | $254,630 (+9.92%) Land $48,200 Building $206,430 |
| 2025 | $792.00 Disabled Person's exemption | $231,640 Land $48,200 Building $183,440 | $231,640 Land $48,200 Building $183,440 |
| 2023 | $961.00 (-40.12%) Disabled Person's exemption | $174,590 Land $68,200 Building $106,390 | $174,590 Land $68,200 Building $106,390 |
| 2022 | $1,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3746 Co Rd 185 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3746 Co Rd 185 is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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