3746 Clover Ln, Madison, WI 53714 Property Records

Dane County property record for 3746 Clover Ln, Madison, WI 53714

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,073 sqft · built 1948
Lot Size	0.177 acres (7,714 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Apr 2018)
Tax Bill	$6,181 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0710-092-1607-1`

Property Details

APN / Parcel Number

Primary APN	`0710-092-1607-1`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	345 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,714 sqft (0.177 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	138 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3746 CLOVER LN
City	MADISON
State	WI
Zip	53714-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2
Legal Description	FIRST ADD TO OLBRICH PARK ADD, LOT 7, BLOCK 8
Legal Range	10
Legal Township	07
Legal Section	09
Legal Subdivision	FIRST ADD
Legal Block	8
Legal Lot Number	7
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2014
Census Tract	2700

Owner

3746 Clover Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3746 CLOVER LN, MADISON, WI 53714-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Mar 3, 2020	Deed of Trust, Mortgage · Conventional with PMI UNIVERSITY/WI CU
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Deed Document Number	5405292
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3746 CLOVER LN, MADISON, WI 53714-2902
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005820299
Date	Mar 21, 2022
Instrument	5820299

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3746 CLOVER LN, MADISON, WI 53714-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005307363
Date	Feb 21, 2017
Instrument	5307363

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3746 CLOVER LN, MADISON, WI 53714-2902
Document Number	0005568288
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3746 CLOVER LN MADISON WI 537142902, MADISON, WI 53714-2902

Mortgage

Document Number	0005568288
Date	Mar 9, 2020
Instrument	5568288

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 30, 2018
Property Address	3746 CLOVER LN, MADISON, WI 53714-2902
Document Number	0005405292
Instrument Date	Apr 27, 2018
Instrument	5405292
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3746 CLOVER LN MADISON WI 537142902, MADISON, WI 53714-2902

Mortgage

Document Number	5405293
Date	Apr 30, 2018
Instrument	5405293

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,100 Land $71,100 Building $298,000
2024	$6,181.00		$369,100
2023		$328,400 Land $63,300 Building $265,100
2022	$5,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3746 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	94 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3746 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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