3746 Andrew Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3746 Andrew Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 1915
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Nov 2025)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0154-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0154-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area
1st Floor Area	657 sqft
2nd Floor Area	657 sqft
Upper Floors Area	526 sqft
Basement Area	657 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3746 ANDREW AVE
City	CINCINNATI
State	OH
Zip	45209-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3746 ANDREW AVE 50 X 120 LOT 9 VIRGINIA R BURCH
Legal Subdivision	VIRGINIA BURCH
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3010
Census Tract	5200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3746 ANDREW AVE, CINCINNATI, OH 45209-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	0000089800
Deed Book / Page	15544 / 2057
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 17, 2025
Property Address	3746 ANDREW AVE, CINCINNATI, OH 45209-2319
Document Number	0000089800
Book / Page	15544 / 2057
Map Reference	MB 4 PG 123
Instrument Date	Nov 14, 2025
Instrument	2025-0089800
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3746 ANDREW AVE, CINCINNATI, OH 45209-2319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089801
Date	Nov 17, 2025
Instrument	2025-0089801

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2040
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 13, 2021
Property Address	3746 ANDREW AVE, CINCINNATI, OH 45209-2319
Document Number	0000109371
Book / Page	14500 / 430
Map Reference	MB 4 PG 123
Instrument Date	Aug 26, 2021
Instrument	2021-0109371
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 ANDREW AVE, CINCINNATI, OH 45209-2319

Mortgage

Document Number	0000109372
Date	Sep 13, 2021
Instrument	2021-0109372

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,470.00 (+3.06%)	$104,965 (-) Land $59,129 Building $45,836
2024	$6,278.00 (-2.15%)	$104,965 (-) Land $59,129 Building $45,836
2023	$6,416.00 (-8.37%)	$104,965 (+2.09%) Land $59,129 Building $45,836	$299,900 (+2.09%) Land $168,940 Building $130,960
2022	$7,002.00 Homeowner's exemption	$102,820 Land $50,652 Building $52,168
2020			$293,770 Land $144,720 Building $149,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Andrew Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures