Frederick County property record for 3745 Spicebush Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,464 sqft · built 2003 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $512,030 (Mar 2003) |
| Tax Bill | $11,433 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-231512 |
| Primary APN | 07-231512 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,464 sqft Living Area |
| Gross Area | 4,864 sqft |
| 1st Floor Area | 2,096 sqft |
| Basement Area | 634 sqft |
| Finished Basement | 634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,240 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Deck Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 231512 |
|---|---|
| Street Address | 3745 SPICEBUSH DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 10074 SEC M-10 9,240 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-10 |
| Legal Lot Number | 10074 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752202 |
3745 Spicebush Dr is owned and occupied by two individuals who bought it in March 2003.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3745 SPICEBUSH DR, FREDERICK, MD 21704-7879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2003 · Amount on File |
| Deed Sale | Mar 21, 2003 · Amount on File |
| Deed Document Number | 20031787 |
| Deed Book / Page | 3632 / 726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3745 SPICEBUSH DR, FREDERICK, MD 21704-7879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | GPN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3745 SPICEBUSH DR, FREDERICK, MD 21704-7879 |
| Document Number | 0147330481 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14733/481 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3745 Spicebush Dr was $11,433 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $870,800 | $928,600 Land $277,700 Building $650,900 | |
| 2025 | $11,433.00 | ||
| 2023 | $10,169.00 | $705,600 | $755,200 Land $202,100 Building $553,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3745 Spicebush Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3745 Spicebush Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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