3745 Richfield Rd, Richfield, NC 28137 Property Records

Rowan County property record for 3745 Richfield Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,940 sqft · built 1995
Lot Size	11.3 acres (493,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2020)
Tax Bill	$2,101 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535 022`

Property Details

APN / Parcel Number

Primary APN	`535 022`
Alternative APN	`6339714`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	493,099 sqft (11.3 acres)

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Deck Area	16 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3745 RICHFIELD RD
City	RICHFIELD
State	NC
Zip	28137-7793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.32AC PT LT1 C.A. KIRK PROP
Legal Subdivision	C A KIRK PROP
Legal Tract	1
Legal Lot Number	1
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1065
Census Tract	50904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3745 RICHFIELD RD, RICHFIELD, NC 28137-7793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Deed Book / Page	1358 / 253
Prior Transfer Date	Jan 19, 2016
Prior Transfer Doc	0012640788
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	3745 RICHFIELD RD, RICHFIELD, NC 28137-7793
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014170308
Date	Jan 27, 2023
Book Page	1417/308

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	3745 RICHFIELD RD, RICHFIELD, NC 28137-7793
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013930800
Date	Jan 26, 2022
Book Page	1393/800

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 8, 2020
Property Address	3745 RICHFIELD RD, RICHFIELD, NC 28137-7793
Document Number	0013580253
Book / Page	1358 / 253
Map Reference	MAP 9995 PG 3693
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 ROWAN CABARRUS RD, 361, GOLD HILL, NC 28071-9497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 RICHFIELD RD, RICHFIELD, NC 28137-7793

Mortgage

Document Number	1358254
Date	Oct 8, 2020
Instrument	1358/254

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,101.00	$313,598 (-) Land $98,884 Building $214,714	$313,598 (-) Land $98,884 Building $214,714
2025	$2,101.00 (+3.4%)	$313,598 (+3.38%) Land $98,884 Building $214,714
2023	$2,032.00	$303,358 Land $98,884 Building $204,474	$313,598 Land $98,884 Building $214,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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