3745 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3745 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,302 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2022)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`33263149500001043A`

Property Details

APN / Parcel Number

Primary APN	`33263149500001043A`
Alternative APN	`99081`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,302 sqft Heated Area
Gross Area	3,108 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	1,500 sqft
Porch	Finished/Screened Porch
Patio Area	144 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	99081
Street Address	3745 LAKEVIEW ACRES RD
City	SAINT CLOUD
State	FL
Zip	34772-7578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	S L & I C PB B PG 29 N 145 FT OF S 165 FT OF 322.5 FT LOT 43 LESS W 12.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract	4950
Legal Block	1
Legal Lot Number	43
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1013
Census Tract	43802

Owner

3745 Lakeview Acres Rd is owned and occupied by an individual who bought it in March 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3745 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Mar 21, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 7, 2020	Warranty Deed, Transfer FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	2022044554
Deed Book / Page	6175 / 2891
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3745 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-7578
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-7578

Mortgage

Document Number	0064300129
Date	Jun 23, 2023
Book Page	6430/129
Instrument	2023081601

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 21, 2022
Property Address	3745 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-7578
Document Number	0061752891
Book / Page	6175 / 2891
Instrument Date	Mar 17, 2022
Instrument	2022044554
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	FLORIDA TITLE AND ABSTRACT, FLORIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E 13TH ST, SAINT CLOUD, FL 34769-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5242 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849

Mortgage

Document Number	0061752893
Date	Mar 21, 2022
Instrument	6175/2893

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 17, 2023

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 7, 2020
Property Address	3745 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-7578
Document Number	0056710533
Book / Page	005671 / 000533
Instrument Date	Jan 31, 2020
Instrument	19636
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	FLORIDA TITLE, FLORIDA TITLE & ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 E 13TH ST ST CLOUD FL 347694749, ST CLOUD, FL 34769-4749
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3745 Lakeview Acres Rd was $5,701 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 Homeowner's exemption	$400,954	$604,000 Land $84,700 Building $519,300
2023	$5,344.00 (+343.49%) Homeowner's exemption	$378,306 (+740.68%)	$472,300 (+949.56%) Land $55,000 Building $417,300
2022	$1,205.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3745 Lakeview Acres Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3745 Lakeview Acres Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeview Acres Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures