Shiawassee County property record for 3745 Copas Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2017) |
| Tax Bill | $6,578 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-10-400-003-04 |
| Primary APN | 007-10-400-003-04 |
|---|
| Lot Area | 871,200 sqft (20 acres) |
|---|
| Street Address | 3745 COPAS RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE NORTHEAST OF THE SOUTHEAST OF SEC 10 T7N-R3E CALEDONIA CHARTER TWP SHIAWASSEE COUNTY MICHIGAN DESCRIBED AS BEGINN |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31700 |
Source: Shiawassee County assessment roll, APN 007-10-400-003-04, as of July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELGA CREDIT UNION |
| Nov 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CU |
| Jun 23, 2017 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Jun 23, 2017 | Warranty Deed, Transfer ROSS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on Record |
| Deed Sale | Jun 23, 2017 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Deed Document Number | 20173299024 |
| Deed Book / Page | 1235 / 713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Document Number | 0013320254 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 1332/254 |
| Instrument | 3396717 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Document Number | 0013020368 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 1302/368 |
| Instrument | 3366385 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 02, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Document Number | 0012580132 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3745 COPAS RD OWOSSO MI 488679611, OWOSSO, MI 48867-9611 |
| Document Number | 0012580132 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 001258/000132 |
| Instrument | 3321667 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 23, 2017 |
| Property Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Document Number | 0012350711 |
| Book / Page | 001235 / 000711 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 3299022 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1405 N KERBY RD CORUNNA MI 488179707, CORUNNA, MI 48817-9707 |
| Investor | Possibly a Property Investor |
| Document Number | 12530712 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 001253/000712 |
| Instrument | 3299023 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 23, 2017 |
| Property Address | 3745 COPAS RD, OWOSSO, MI 48867-9611 |
| Document Number | 0012350713 |
| Book / Page | 1235 / 0713 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 3299024 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3745 COPAS RD, 3745, OWOSSO, MI 48867-9611 |
| Name | Verified Name |
|---|---|
| Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Document Number | 0012350714 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 1235/0714 |
| Instrument | 3299025 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Shiawassee County assessment roll as of July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Corunna Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,500 (+4.71%) | $809,000 (+4.71%) | |
| 2025 | $6,578.00 (+8.84%) Homeowner's exemption | $386,300 (+23.38%) | $772,600 (+23.38%) |
| 2023 | $6,044.00 Homeowner's exemption | $313,100 | $626,200 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550317001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 2 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
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