Contra Costa County property record for 3745 Clayton Rd, Concord, CA 94521
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,398 sqft · built 1984 |
| Lot Size | 0.038 acres (1,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Mar 2026) |
| Tax Bill | $8,013 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-350-023-9 |
| Primary APN | 113-350-023-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 699 sqft |
| 2nd Floor Area | 699 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Lot Area | 1,664 sqft (0.038 acres) |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 3745 CLAYTON RD |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-2555 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | M18 |
| Legal Description | T05809 L0023 B |
| Legal Subdivision | SUB 5809 |
| Legal Tract | 05809 |
| Legal Lot Number | 23 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 331000 |
3745 Clayton Rd, a townhouse, is owned and occupied by an individual who bought it in March 2026.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 8, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 14, 2020 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VAL-CHRIS INVS |
| Apr 27, 2017 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Apr 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Sep 8, 2021 · Amount on File |
| Deed Document Number | 202625401 |
| Prior Transfer Date | Sep 14, 2020 |
| Prior Transfer Doc | 0000236458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 16, 2026 |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000025401 |
| Map Reference | MB 274 PG 26 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026- 025401 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000025402 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026- 025402 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 8, 2021 |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000250857 |
| Map Reference | MB 274 PG 26 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-250857 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000250858 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-250858 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 14, 2020 |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000236458 |
| Map Reference | MB 274 PG 26 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020-236458 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000236459 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-236459 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000171103 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3745 CLAYTON RD CONCORD CA 945212555, CONCORD, CA 94521-2555 |
| Document Number | 0000171103 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 171103 |
| Name | VAL-CHRIS INVS |
|---|---|
| Type | MERS |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000108170 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3745 CLAYTON RD CONCORD CA 945212555, CONCORD, CA 94521-2555 |
| Document Number | 0000108170 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 108170 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3745 CLAYTON RD, CONCORD, CA 94521-2555 |
| Document Number | 0000108171 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3745 CLAYTON RD CONCORD CA 945212555, CONCORD, CA 94521-2555 |
| Document Number | 0000108171 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 108171 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
The 2025 property tax bill for 3745 Clayton Rd was $8,013.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $594,000 (-6.71%) Land $316,800 Building $277,200 | |
| 2025 | $8,013.00 | $636,724 Land $339,586 Building $297,138 |
| 2023 | $7,662.00 (+1.35%) | $612,000 Land $326,400 Building $285,600 |
| 2022 | $7,560.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3745 Clayton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3745 Clayton Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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