3745 5th St, North Beach, MD 20714 Property Records

Calvert County property record for 3745 5th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 844 sqft · built 1993
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2020)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-136612`

Property Details

APN / Parcel Number

Primary APN	`03-136612`
Alternative APNs	`3136612` `136612`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	844 sqft Total Area
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	136612
Street Address	3745 5TH ST
City	NORTH BEACH
State	MD
Zip	20714-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 45 & 46 BLK 50 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	50
Legal Lot Number	45,46
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3001
Census Tract	860404

Owner

3745 5th St is owned and occupied by two individuals who bought it in September 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3745 5TH ST, NORTH BEACH, MD 20714-9761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	May 11, 2010 · Amount on File
Deed Book / Page	5709 / 175
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 25, 2020
Property Address	3745 5TH ST, NORTH BEACH, MD 20714-9761
Document Number	0057090175
Book / Page	5709 / 175
Map Reference	LB GWD 8 FO 305
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PRIDE SETMNT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3745 5TH ST, NORTH BEACH, MD 20714-9761

Mortgage

Document Number	5709182
Date	Sep 25, 2020
Instrument	5709/182

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3745 5th St was $3,435.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500	$327,900 Land $87,700 Building $240,200
2025	$3,435.00
2023	$2,764.00	$266,033	$303,300 Land $87,700 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3745 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3745 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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