3744 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 3744 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,328 sqft · built 1958
Lot Size0.378 acres (16,500 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Aug 2025)
Tax Bill$3,042 (2026)
Deeds & MortgagesApr 2017 Mortgage
Aug 2025 Sale & Mortgage
APN063400 63.17-2-34

Property Details

APN / Parcel Number

Primary APN063400 63.17-2-34
Alternative APN
  • 34000630170002034000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area1,328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,500 sqft (0.378 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3744 LAKE SHORE DR E
CityDUNKIRK
StateNY
Zip14048-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD APN: 063400 12-3-8
Legal Block2
Legal Lot Number34.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group4
Census Block4007
Census Tract36000

Owner

3744 Lake Shore Dr E is owned and occupied by two individuals who bought it in August 2025.

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address9165 POINT PETER RD, GOWANDA, NY 14070-9634
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOAN INC
Aug 8, 2025Deed, Transfer · Stand-Alone First Mortgage
NORTHWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on File
Deed SaleAug 8, 2025 · Amount on File
Prior SaleApr 15, 1998 · Amount on File
Deed Document Number20255096
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address3744 LAKE SHORE DR E, DUNKIRK, NY 14048-9705
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMT2017002151
DateApr 17, 2017
InstrumentMT2017002151
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term177 Months
DueJan 1, 2032

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHAUTAUQUA NY
Recording DateAug 8, 2025
Property Address3744 LAKE SHORE DR E, DUNKIRK, NY 14048-9705
Document NumberDE2025005096
Instrument DateAug 1, 2025
InstrumentDE2025005096
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9165 POINT PETER RD, GOWANDA, NY 14070-9634

Mortgage

Document NumberMT2025002890
DateAug 8, 2025
InstrumentMT2025002890
Lender
NameNORTHWEST BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 3744 Lake Shore Dr E was $3,042 with a homeowner's exemption, up 10.9% from the year before.

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionDunkirk Town
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,042.00 (+10.86%) Homeowner's exemption
2025$2,744.00$61,900 Land $6,200 Building $55,700$123,800 Land $12,400 Building $111,400
2023$61,900 (-) Land $6,200 Building $55,700$121,373 (+13.73%) Land $12,157 Building $109,216
2022$61,900 Land $6,200 Building $55,700$106,724 Land $10,690 Building $96,034
2020$1,004.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3744 Lake Shore Dr E; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3744 Lake Shore Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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