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3744 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3744 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,662 sqft · built 2001
Lot Size0.039 acres (1,700 sqft)
Owner2 Individual Names on Record
Last Sale$179,160 (Jul 2001)
Tax Bill$5,620 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-221223

Property Details

APN / Parcel Number

Primary APN07-221223
Alternative APNs
  • 7221223
  • 221223

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,662 sqft Living Area
1st Floor Area768 sqft
Basement Area144 sqft
Finished Basement144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,700 sqft (0.039 acres)
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number221223
Street Address3744 HOPE COMMONS CIR
CityFREDERICK
StateMD
Zip21704-7821
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 3028 SECTION M3 1,700 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M3
Legal Lot Number3028
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3744 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2001 · Amount on Record
Deed SaleJul 24, 2001 · Amount on Record
Deed Document Number20014899
Deed Book / Page2915 / 176
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3744 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3744 HOPE COMMONS CIR, FREDERICK, MD 21704-7821

Mortgage

Document Number0150530136
DateJul 2, 2021
Book Page15053/136
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,233 (+27.24%)$468,900 (+27.45%) Land $170,000 Building $298,900
2025$5,620.00 (+10.39%)
2023$5,091.00$342,067$367,900 Land $135,000 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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