3744 Clydebank Ct, Apopka, FL 32712 Property Records

Orange County property record for 3744 Clydebank Ct, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 1999
Lot Size	0.521 acres (22,715 sqft)
Owner	Individual Name on File
Last Sale	$452,500 (Jul 2026)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-28-8240-00-640`

Property Details

APN / Parcel Number

Primary APN	`21-20-28-8240-00-640`
Alternative APNs	`282021824000640` `174203` `177523` `181190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	2,054 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,715 sqft (0.521 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3744 CLYDEBANK CT
City	APOPKA
State	FL
Zip	32712-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PHASE 1 39/59 LOT 64
Legal Range	28E
Legal Township	20S
Legal Section	21
Legal Subdivision	ROCK SPRINGS RIDGE PH 1
Legal Phase	1
Legal Tract	8240
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2003
Census Tract	17814

Owner

3744 Clydebank Ct is owned and occupied by an individual who bought it in July 2026.

Source: Orange County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3744 CLYDEBANK CT, APOPKA, FL 32712-5683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Dec 5, 2002 · Amount on File
Deed Document Number	2026386047
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 13, 2026
Property Address	3744 CLYDEBANK CT, APOPKA, FL 32712-5683
Document Number	0000386047
Instrument Date	Jul 1, 2026
Instrument	2026386047
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319,917.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 CLYDEBANK CT, APOPKA, FL 32712-5683

Mortgage

Document Number	0000386048,
Date	Jul 13, 2026
Instrument	2026386048

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3744 CLYDEBANK CT, APOPKA, FL 32712-5683
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 CLYDEBANK CT, APOPKA, FL 32712-5683

Mortgage

Document Number	20210319031
Date	May 27, 2021
Instrument	20210319031

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 3744 Clydebank Ct was $2,019, up 2.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,977 (+2.7%)	$382,770 (-1.29%) Land $90,000 Building $292,770
2025	$2,019.00 (+2.54%) Homeowner's exemption	$162,587	$387,770 Land $90,000 Building $297,770
2024	$1,969.00 (+7.42%)
2023	$1,833.00 (+5.65%) Homeowner's exemption	$153,403 (+3%)	$382,312 (+12.3%) Land $120,000 Building $262,312
2022	$1,735.00 Homeowner's exemption	$148,935	$340,424 Land $120,000 Building $220,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3744 Clydebank Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3744 Clydebank Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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