3744 Charles Dr, Chalmette, LA 70043 Property Records

St. Bernard Parish property record for 3744 Charles Dr, Chalmette, LA 70043

Property Summary

Property Type	Single Family Home
Lot Size	0.118 acres (5,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Sep 2019)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`406900000195`

Property Details

APN / Parcel Number

Primary APN	`406900000195`

Exterior

Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide

Location & Zoning

Street Address	3744 CHARLES DR
City	CHALMETTE
State	LA
Zip	70043-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195 GALLO PK EXT 2 50X103=5150
Legal Subdivision	GALLO PARK SUB. EXT. #2
Legal Lot Number	195
Jurisdiction	ST BERNARD LA
Township / Civil Division	C
Census Block Group	1
Census Block	1023
Census Tract	30206

Owner

Source: St. Bernard Parish records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3744 CHARLES DR, CHALMETTE, LA 70043-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Sep 24, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Book / Page	1183 / 798
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	3744 CHARLES DR, CHALMETTE, LA 70043-1520
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002069/793
Date	May 24, 2023
Book Page	2069/793
Instrument	658295

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	3744 CHARLES DR, CHALMETTE, LA 70043-1520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1964/820
Date	Dec 22, 2020
Book Page	1964/820
Instrument	637374

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Sep 24, 2019
Property Address	3744 CHARLES DR, CHALMETTE, LA 70043-1520
Document Number	001183/798
Book / Page	1183 / 798
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Bernard Parish assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Bernard Parish
Unified School District	St. Bernard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,750 (-) Land $1,030 Building $14,720	$157,500 (-) Land $10,300 Building $147,200
2025	$1,254.00 Homeowner's exemption	$15,750 (-) Land $1,030 Building $14,720	$157,500 (-) Land $10,300 Building $147,200
2024	$1,254.00 (-0.71%)
2023	$1,263.00 Homeowner's exemption	$15,750 Land $1,030 Building $14,720	$157,500 Land $10,300 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 policies
Nearby Flood Policies	243 in force
Nearby Flood Claims	861 (1978–2021)
Claims Outside the SFHA	78 of 861
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Isaac, Sep 2012 · 13 claims Hurricane Katrina, Aug 2005 · 743 claims Severe Storms And Flooding, May 1995 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST BERNARD PARISH WATERWORKS serves 44,783 people · EPA ID LA1087001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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