Harford County property record for 3744 Ady Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,403 sqft · built 1991 |
| Lot Size | 6.38 acres (277,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Dec 1988) |
| Tax Bill | $5,404 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-050294 |
| Primary APN | 05-050294 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,403 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 277,913 sqft (6.38 acres) |
| Garage Type | Attached |
| Garage Area | 566 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 602 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 050294 |
|---|---|
| Street Address | 3744 ADY RD |
| City | STREET |
| State | MD |
| Zip | 21154-1432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 6.38 AC 3744 ADY ROAD ADY ESTATES PT 64/35 |
| Legal Subdivision | ADY ROAD ADY ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 305100 |
3744 Ady Rd, a rural home, is owned and occupied by two individuals who bought it in December 1988.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3744 ADY RD, STREET, MD 21154-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1988 · Amount on File |
| Deed Sale | Dec 19, 1988 · Amount on File |
| Deed Book / Page | 1520 / 502 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3744 Ady Rd was $5,404 with a homeowner's exemption, up 15.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,404.00 (+15.27%) Homeowner's exemption | $490,367 | $523,200 Land $110,600 Building $412,600 |
| 2025 | $4,688.00 Homeowner's exemption | ||
| 2023 | $405,733 | $424,700 Land $110,600 Building $314,100 | |
| 2022 | $4,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3744 Ady Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3744 Ady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: IQ Fiber, Verizon.
5G (outdoors only) and 4G LTE
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