Lake County property record for 37430 Oak Ln, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 1964 |
| Lot Size | 0.331 acres (14,452 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $70,500 (Dec 1997) |
| Tax Bill | $3,681 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 25-18-26-0500-000-12200 |
| Primary APN | 25-18-26-0500-000-12200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 14,452 sqft (0.331 acres) |
| Lot Dimensions | 185 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 1498287 |
|---|---|
| Street Address | 37430 OAK LN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THREE LAKES SUB THIRD ADD LOT 122 1/28 INT IN LOTS 35-A & 114-A W 50 FT OF N 1/2 OF NE 1/4 OF SW 1/4 LYING E OF AND ADJACENT |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | LAKES |
| Legal Tract | 500 |
| Legal Lot Number | 122,35 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 30110 |
The current owner of 37430 Oak Ln bought it in December 1997.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 37430 OAK LN, UMATILLA, FL 32784-8085 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 · Amount on File |
| Deed Sale | Dec 31, 1997 · Amount on File |
| Deed Document Number | 0157301498 |
| Deed Book / Page | 01573 / 01498 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,680 Land $55,000 Building $37,680 | $199,789 Land $55,000 Building $144,789 | |
| 2024 | $3,681.00 (+199.76%) | ||
| 2023 | $1,228.00 (+17.85%) Homeowner's exemption | $87,450 (+2.99%) | $156,694 (-) Land $33,065 Building $123,629 |
| 2022 | $1,042.00 Homeowner's exemption | $84,910 | $156,694 Land $33,065 Building $123,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37430 Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 69.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37430 Oak Ln is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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