DeSoto County property record for 3743 Plum Ridge Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,132 sqft · built 1995 |
| Lot Size | 1.34 acres (58,779 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-4-19-06-0-00408-00 |
| Primary APN | 3-09-4-19-06-0-00408-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 58,779 sqft (1.34 acres) |
| Lot Dimensions | 327 ft deep x 230 ft wide |
| Street Address | 3743 PLUM RIDGE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LAKE O THE HILLS DELTA VIEW S LOT 408 |
| Legal Range | 09 |
| Legal Township | 03 |
| Legal Section | 19 |
| Legal Subdivision | LAKE O THE HILLS SEC A DELTA VIEW ADD |
| Legal Lot Number | 408 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 71200 |
3743 Plum Ridge Rd, a single family home, is owned by an individual.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8085 ELMWOOD CV, OLIVE BRANCH, MS 38654-7019 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0102320738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3743 PLUM RIDGE RD, HERNANDO, MS 38632-4238 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 20170526010127250 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 20170526010127250 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 3743 Plum Ridge Rd was $949.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 | $11,370 Land $1,500 Building $9,870 | $75,800 Land $10,000 Building $65,800 |
| 2023 | $522.00 | $5,179 | $51,791 Land $10,000 Building $41,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3743 Plum Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3743 Plum Ridge Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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