3743 E Lake Rd, Geneva, NY 14456 Property Records

Seneca County and Fayette Town property record for 3743 E Lake Rd, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,582 sqft · built 1806
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Mar 2019)
Tax Bill	$7,425 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Refinance + 1 more
APN	`452289 18-1-05.12`

Property Details

APN / Parcel Number

Primary APN	`452289 18-1-05.12`
Alternative APN	`228901800000010050120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,582 sqft Living Area
1st Floor Area	2,110 sqft
2nd Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1806
Effective Year Built	Effective 1806
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3743 E LAKE RD
City	GENEVA
State	NY
Zip	14456-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	5.012
Jurisdiction	SENECA NY
Township / Civil Division	FAYETTE
Census Block Group	3
Census Block	3006
Census Tract	950700

Owner

Source: Seneca County and Fayette Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3743 E LAKE RD, GENEVA, NY 14456-9290
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FINGER LAKES FCU
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION
Mar 12, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Deed Book / Page	988 / 136
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	0000000861/000000032
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	3743 E LAKE RD, GENEVA, NY 14456-9290
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001977/103
Date	Dec 16, 2025
Book Page	1977/103
Instrument	72671

Lender

Name	FINGER LAKES FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Jan 1, 2039

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	3743 E LAKE RD, GENEVA, NY 14456-9290
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001862/183
Date	Jul 29, 2022
Book Page	1862/183
Instrument	59484

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Mar 12, 2019
Property Address	3743 E LAKE RD, GENEVA, NY 14456-9290
Document Number	000988/136
Book / Page	988 / 136
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 E LAKE RD, GENEVA, NY 14456-9290

Tax Assessment & Valuation

Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Fayette Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,425.00 (+11.09%)
2025	$6,684.00 (+332.06%)	$218,200 (-) Land $16,100 Building $202,100	$382,800 (+26.31%) Land $28,245 Building $354,555
2023		$218,200 Land $16,100 Building $202,100	$303,056 Land $22,361 Building $280,695
2019	$1,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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