3743 Bess Rd, Jacksonville, FL 32277 Property Records

Duval County property record for 3743 Bess Rd, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1960
Lot Size	0.21 acres (9,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,600 (May 1997)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111684-0000`

Property Details

APN / Parcel Number

Primary APN	`111684-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,290 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,139 sqft (0.21 acres)
Lot Dimensions	119 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3743 BESS RD
City	JACKSONVILLE
State	FL
Zip	32277-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	29-88 51-1S-27E FORT CAROLINE CLUB ESTATES UNIT NO 3 LOT 180
Legal Range	27E
Legal Township	01S
Legal Section	51
Legal Subdivision	FORT CAROLINE CLUB EST 03
Legal Lot Number	180
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2011
Census Tract	14702

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3743 BESS RD, JACKSONVILLE, FL 32277-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU WISCONSIN
Feb 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU WISCONSIN
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1997 · Amount on Record
Deed Sale	May 9, 1997 · Amount on Record
Deed Document Number	199799966
Deed Book / Page	8614 / 2340
Prior Transfer Date	May 5, 1997
Prior Transfer Doc	0000250154
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3743 BESS RD, JACKSONVILLE, FL 32277-2006
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5154 JULINGTON CREEK RD, JACKSONVILLE, FL 32258-3467

Mortgage

Document Number	0217952021
Date	Feb 19, 2026
Book Page	21795/2021
Instrument	2026038603

Lender

Name	COMMUNITY FIRST CU WISCONSIN
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3743 BESS RD, JACKSONVILLE, FL 32277-2006
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 BESS RD, JACKSONVILLE, FL 32277-2006

Mortgage

Document Number	0217940792
Date	Feb 18, 2026
Book Page	21794/792
Instrument	2026037658

Lender

Name	COMMUNITY FIRST CU WISCONSIN
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3743 BESS RD, JACKSONVILLE, FL 32277-2006
Document Number	0195271338
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3743 BESS RD JACKSONVILLE FL 322772006, JACKSONVILLE, FL 32277-2006

Mortgage

Document Number	0195271338
Date	Jan 7, 2021
Book Page	019527/001339
Instrument	4945

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,894 (+2.7%)	$213,901 (-0.42%) Land $56,525 Building $157,376
2025	$1,511.00 (+16.14%) Homeowner's exemption	$105,058 (+5.99%)	$214,804 (+4.01%) Land $56,525 Building $158,279
2024	$1,301.00 (+3.75%)
2023	$1,254.00 (+10.39%) Homeowner's exemption	$99,125 (+3%)	$206,532 (+12.61%) Land $52,488 Building $154,044
2022	$1,136.00 Homeowner's exemption	$96,238	$183,412 Land $48,450 Building $134,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1980–2022)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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