El Dorado County property record for 3742 Toronto Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,164 sqft · built 1964 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Sep 2016) |
| Tax Bill | $5,298 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-073-020-000 |
| Primary APN | 082-073-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 2,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,164 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3742 TORONTO RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 97 CAMERON PK N 1 |
| Legal Subdivision | CAMERON PK N 1 |
| Legal Lot Number | 97 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30809 |
3742 Toronto Rd is owned and occupied by an individual who bought it in September 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on File |
| Deed Sale | Sep 22, 2016 · Amount on File |
| Prior Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 201644604 |
| Prior Transfer Date | May 12, 2011 |
| Prior Transfer Doc | 0000023920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Document Number | 0000069310 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0069310 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 82581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Document Number | 0000053446 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021-0053446 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3742 TORONTO RD, CAMERON PARK, CA 95682-8649 |
| Document Number | 0000018921 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 3742 TORONTO RD CAMERON PARK CA 956828649, CAMERON PARK, CA 95682-8649 |
| Document Number | 0000018921 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 18921 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 3742 Toronto Rd was $5,298.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $497,068 (+2%) Land $112,457 Building $384,611 | |
| 2025 | $5,298.00 | $487,322 Land $110,252 Building $377,070 |
| 2023 | $5,082.00 (+1.46%) | $468,401 Land $105,972 Building $362,429 |
| 2022 | $5,009.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3742 Toronto Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3742 Toronto Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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