3742 SE 18th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3742 SE 18th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1993
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2022)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-35-37-35-0020-00000-0830`

Property Details

APN / Parcel Number

Primary APN	`1-35-37-35-0020-00000-0830`

Interior

Full Baths	2 Baths
Building Area	1,152 sqft Heated Area
Gross Area	2,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	300 sqft
Patio Area	212 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3742 SE 18TH TER
City	OKEECHOBEE
State	FL
Zip	34974-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 83
Legal Range	35E
Legal Township	37S
Legal Section	35
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	83
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2005
Census Tract	910500

Owner

3742 SE 18th Ter is owned and occupied by an individual who bought it in March 2022.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3742 SE 18TH TER, OKEECHOBEE, FL 34974-7017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Jun 29, 2005
Deed Document Number	2022004184
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 28, 2022
Property Address	3742 SE 18TH TER, OKEECHOBEE, FL 34974-7017
Document Number	0000004184
Map Reference	MB 3 PG 59
Instrument Date	Mar 25, 2022
Instrument	2022004184
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3853 NW 36TH AVE, 3853, OKEECHOBEE, FL 34972-1172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 SE 18TH TER, OKEECHOBEE, FL 34974-7017

Mortgage

Document Number	0000004185
Date	Mar 28, 2022
Instrument	2022004185

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3742 SE 18th Ter was $2,965.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00	$223,460 Land $55,800 Building $167,660	$223,460 Land $55,800 Building $167,660
2023	$3,305.00 (+219.63%)	$191,335 (+151.85%) Land $37,800 Building $153,535	$191,335 (+18.03%) Land $37,800 Building $153,535
2022	$1,034.00 Homeowner's exemption	$75,973	$162,111 Land $37,800 Building $124,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3742 SE 18th Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2013)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3742 SE 18th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20