3742 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3742 Kelton Dr, Oceanside, CA 92056 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1988
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Apr 2025)
Tax Bill	$13,422 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-610-28-00`

Property Details

APN / Parcel Number

Primary APN	`165-610-28-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,398 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3742 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 293 TR 010530
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010530
Legal Block	1
Legal Lot Number	293
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records · APN 165-610-28-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 08, 2022	Intrafamily Transfer, Transfer
Aug 08, 2022	Intrafamily Transfer, Transfer
Oct 05, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 04, 2018	Grant Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Jun 21, 2023 · Amount on Record
Deed Document Number	2025111341
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000320688
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2023
Property Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000160864
Map Reference	MAP 10530
Instrument Date	Jun 01, 2023
Instrument	2023-0160864
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61175 LARSEN RD, BEND, OR 97702-9225

Mortgage

Document Number	0000160865
Date	Jun 21, 2023
Instrument	2023-0160865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 08, 2022
Property Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000320688
Map Reference	MAP 10530
Instrument Date	Jul 11, 2022
Instrument	2022-0320688
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 08, 2022
Property Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000320687
Map Reference	MAP 10530
Instrument Date	Jul 11, 2022
Instrument	2022-0320687
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312

Mortgage

Document Number	0000596319
Date	Oct 05, 2020
Instrument	2020-0596319

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 04, 2018
Property Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000224691
Map Reference	MAP 10530
Instrument Date	May 14, 2018
Instrument	2018-0224691
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3742 KELTON DR, OCEANSIDE, CA 92056-6312

Mortgage

Document Number	0000224692
Date	Jun 04, 2018
Instrument	2018-0224692

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,377,000 (+15.09%) Land $1,137,300 Building $239,700
2025	$13,422.00 (+72.23%)	$1,196,460 (+69.09%) Land $780,300 Building $416,160
2023	$7,793.00 (+0.53%) Homeowner's exemption	$707,584 (+2%) Land $289,884 Building $417,700
2022	$7,752.00	$693,710 Land $284,200 Building $409,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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