3742 Cactus Field Ln, Katy, TX 77449 Property Records

Harris County property record for 3742 Cactus Field Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,188 sqft · built 2016
Lot Size	0.179 acres (7,807 sqft)
Owner	Individual Name on Record
Tax Bill	$7,089 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`136-768-002-0015`

Property Details

APN / Parcel Number

Primary APN	`136-768-002-0015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	1,931 sqft
Attic	Attic
Attic Area	257 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,807 sqft (0.179 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1367680020015
Street Address	3742 CACTUS FIELD LN
City	KATY
State	TX
Zip	77449-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 2 WATERSTONE SEC 13
Legal Subdivision	WATERSTONE SEC 13
Legal Block	2
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3015
Census Tract	542901

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3742 CACTUS FIELD LN, KATY, TX 77449-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2017	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
Dec 26, 2017	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3742 CACTUS FIELD LN, KATY, TX 77449-2247
Document Number	0000015251
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 CACTUS FIELD LN KATY TX 774492247, KATY, TX 77449-2247

Mortgage

Document Number	0000015251
Date	Jan 11, 2018
Instrument	15251

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3742 CACTUS FIELD LN, KATY, TX 77449-2247
Document Number	0000025952
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 CACTUS FIELD LN KATY TX 774492247, KATY, TX 77449-2247

Mortgage

Document Number	0000025952
Date	Jan 22, 2018
Instrument	25952

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,041 (+4.59%) Land $85,651 Building $261,390	$347,041 (+4.59%) Land $85,651 Building $261,390
2025	$7,089.00 (+65.17%) Homeowner's exemption	$331,804 (-7.25%) Land $57,102 Building $274,702	$331,804 (-7.25%) Land $57,102 Building $274,702
2024	$4,292.00 (-31.61%)
2023		$357,751 Land $56,557 Building $301,194	$357,751 Land $56,557 Building $301,194
2022	$6,276.00 (+53.71%)
2020	$4,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Ezee Fiber, Fidium Fiber, T-Mobile, Verizon.

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