3741 SE Bowsprit Ct, Stuart, FL 34997 Property Records

Martin County property record for 3741 SE Bowsprit Ct, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 1999
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on Record
Last Sale	$765,000 (Apr 2026)
Tax Bill	$9,134 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-270-000-0053.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-270-000-0053.0-0-0000`
Alternative APNs	`48-38-41-270-000-00530-0` `105145`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	2,192 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	544 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	105145
Street Address	3741 SE BOWSPRIT CT
City	STUART
State	FL
Zip	34997-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	REEF PHASE II LOT 53
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	THE REEF (AKA COLONY OF ROCKY POINT)
Legal Block	1
Legal Lot Number	53
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer SEAPORT TITLE, SEASPRAY TITLE
Jul 13, 2021	Warranty Deed, Transfer ATTORNEY
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20263180769
Deed Book / Page	3560 / 2307
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 16, 2026
Property Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587
Document Number	0003180769
Book / Page	3560 / 2307
Instrument Date	Apr 15, 2026
Instrument	2026.3180769
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	SEAPORT TITLE, SEASPRAY TITLE

Transaction

Amount	Amount Recorded
Tax	$540,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 13, 2021
Property Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587
Document Number	0032401829
Book / Page	3240 / 1829
Map Reference	MB 14 PG 6
Instrument Date	Jun 24, 2021
Instrument	2901662
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,409.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3741 SE BOWSPRIT CT, 3741, STUART, FL 34997-2587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 13, 2018
Property Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587
Document Number	0029981575
Book / Page	02998 / 1575
Map Reference	MB14 PG6
Instrument Date	Jun 8, 2018
Instrument	2700036
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 SE BOWSPRIT CT, STUART, FL 34997-2587

Mortgage

Document Number	0002700037
Date	Jun 13, 2018
Instrument	2700037

Lender

Name	LIBERTY MORTGAGE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,134.00 (-0.88%) Homeowner's exemption	$592,326 (+5.99%)	$594,080 (-1.8%) Land $225,000 Building $369,080
2024	$9,215.00 (+1.78%)
2023	$9,054.00 (+3.46%) Additional exemption filed	$558,867 (+3%)	$604,940 (+11.49%) Land $225,000 Building $379,940
2022	$8,751.00 Homeowner's exemption	$542,590 Land $226,000 Building $316,590	$542,590 Land $226,000 Building $316,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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