Carroll County property record for 3741 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,350 sqft · built 1972 |
| Lot Size | 3.56 acres (155,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2020) |
| Tax Bill | $4,280 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-000828 |
| Primary APN | 09-000828 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 155,248 sqft (3.56 acres) |
| Garage Type | Detached |
| Garage Area | 1,772 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 578 sqft |
| Deck Area | 255 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000828 |
|---|---|
| Street Address | 3741 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 3.5637 ACS 3741 RIDGE RD S OF GYPSY HILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 509001 |
3741 Ridge Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3741 RIDGE RD, WESTMINSTER, MD 21157-7748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Jun 3, 2020 | Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on File |
| Deed Sale | Jun 3, 2020 · Amount on File |
| Prior Sale | Feb 28, 2005 · Amount on File |
| Deed Book / Page | 9700 / 412 |
| Prior Transfer Date | Mar 15, 2013 |
| Prior Transfer Doc | 0072890155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3741 RIDGE RD, WESTMINSTER, MD 21157-7777 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0087350363 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 8735/0363 |
| Instrument | 8735-0363 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 20, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 3, 2020 |
| Property Address | 3741 RIDGE RD, WESTMINSTER, MD 21157-7777 |
| Document Number | 0097000412 |
| Book / Page | 9700 / 412 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3741 RIDGE RD, WESTMINSTER, MD 21157-7777 |
| Document Number | 0009700418 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 9700/418 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 3741 Ridge Rd was $4,280 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,280.00 (+5.16%) Homeowner's exemption | $516,300 (+10.82%) | $566,700 (-) Land $222,800 Building $343,900 |
| 2025 | $4,070.00 Homeowner's exemption | $465,900 | $566,700 Land $222,800 Building $343,900 |
| 2023 | $4,234.00 Homeowner's exemption | $374,700 | $415,500 Land $202,800 Building $212,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3741 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3741 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures