3741 Kawkawlin River Dr, Bay City, MI 48706 Property Records

Bay County property record for 3741 Kawkawlin River Dr, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,613 sqft · built 1947
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on File
Last Sale	$305,000 (Sep 2023)
Tax Bill	$6,209 (2026)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`010-005-100-430-00`

Property Details

APN / Parcel Number

Primary APN	`010-005-100-430-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	367 ft deep x 75 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3741 KAWKAWLIN RIVER DR
City	BAY CITY
State	MI
Zip	48706-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 150 FT WLY ON RV BK FR NE COR LOT 6, TH WLY ALG RV 75 FT, TH S 400 FT, TH ELY PARA RV 75 FT, TH N TO BEG. SEC 5 T14N R5E
Legal Range	05E
Legal Township	14N
Legal Section	05
Legal Lot Number	6
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3001
Census Tract	285900

Owner

3741 Kawkawlin River Dr is owner-occupied and held in a trust since September 2023.

Source: Bay County records, as of May 18, 2026

Owner of Record	Trust Name on File
Mailing Address	7298 KARA DR, BAY CITY, MI 48706-8310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Jun 1, 1981 · Amount on File
Deed Document Number	202310227
Prior Transfer Date	Jun 6, 2012
Prior Transfer Doc	0028930874
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 12, 2023
Property Address	3741 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1754
Document Number	0000010227
Instrument Date	Sep 11, 2023
Instrument	202310227
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3741 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7298 KARA DR, BAY CITY, MI 48706-8310

Tax Assessment & Valuation

The 2026 property tax bill for 3741 Kawkawlin River Dr was $6,209 with a homeowner's exemption, up 69.7% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,209.00 (+69.74%) Homeowner's exemption	$239,300 (+33.99%)	$478,600 (+33.99%)
2025	$3,658.00 Homeowner's exemption	$178,600	$357,200
2023		$135,100 (+18.04%)	$270,200 (+18.04%)
2022	$3,432.00 Homeowner's exemption	$114,450	$228,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3741 Kawkawlin River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	584.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3741 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20