3741 Everts Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 3741 Everts Rd, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,208 sqft · built 1850
Lot Size	0.659 acres (28,745 sqft)
Owner	Individual Name on Record
Last Sale	$81,700 (Jul 2013)
Tax Bill	$2,808 (2026)
Deeds & Mortgages	May 2023 Line of Credit Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052489 53.00-1-7.12`

Property Details

APN / Parcel Number

Primary APN	`052489 53.00-1-7.12`
Alternative APN	`248905300000010070120000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	696 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	28,745 sqft (0.659 acres)
Lot Dimensions	175 ft deep x 162 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3741 EVERTS RD
City	CATO
State	NY
Zip	13033-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNR SM 78-246
Legal Block	1
Legal Lot Number	7.012
Jurisdiction	CAYUGA NY
Township / Civil Division	CATO
Census Block Group	1
Census Block	1007
Census Tract	40201

Owner

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3741 EVERTS RD, CATO, NY 13033-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2013 · Amount on Record
Deed Sale	Jul 17, 2013 · Amount on Record
Prior Sale	Apr 22, 1999 · Amount on Record
Deed Document Number	2013136633
Deed Book / Page	1515 / 157
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0015150154
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3741 EVERTS RD, CATO, NY 13033-3337
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004356/343
Date	May 23, 2023
Book Page	4356/343
Instrument	2023-221847

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3741 EVERTS RD, CATO, NY 13033-3337
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004281/315
Date	Oct 6, 2022
Book Page	4281/315
Instrument	2022-217276

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3741 EVERTS RD, CATO, NY 13033-3337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037720151
Date	Sep 17, 2019
Book Page	3772/151
Instrument	2019-190111

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,808.00 (+4.04%)
2025	$2,699.00 (+1.93%)	$77,000 (-) Land $11,400 Building $65,600	$142,593 (+24.07%) Land $21,111 Building $121,482
2024	$2,648.00 (+158.85%)
2023		$77,000 Land $11,400 Building $65,600	$114,925 Land $17,015 Building $97,910
2020	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

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