3741 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3741 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 912 sqft · built 1988
Lot Size	0.164 acres (7,124 sqft)
Owner	Individual Name on Record
Last Sale	$381,500 (Sep 2022)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-045234`

Property Details

APN / Parcel Number

Primary APN	`03-045234`
Alternative APNs	`3045234` `045234`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Total Area
Basement Area	821 sqft
Finished Basement	821 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,124 sqft (0.164 acres)
Pool Area	627 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045234
Street Address	3741 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 23 & 24 BLK 51 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	51
Legal Lot Number	23,24
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3741 3RD ST, NORTH BEACH, MD 20714-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 9, 2022	Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Book / Page	6340 / 372
Prior Transfer Date	Jun 23, 2012
Prior Transfer Doc	0039570179
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3741 3RD ST, NORTH BEACH, MD 20714-9713
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 3RD ST, NORTH BEACH, MD 20714-9713

Mortgage

Document Number	0065230102
Date	Jan 11, 2024
Book Page	6523/102

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 9, 2022
Property Address	3741 3RD ST, NORTH BEACH, MD 20714-9713
Document Number	0063400368
Book / Page	6340 / 368
Map Reference	MB GWD 8 PL 305
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 3RD ST, NORTH BEACH, MD 20714-9713

Mortgage

Document Number	0006340373
Date	Sep 9, 2022
Instrument	6340/373

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+33.54%) Homeowner's exemption	$351,600 (+24.12%) Land $91,400 Building $260,200	$351,600 (-) Land $91,400 Building $260,200
2023	$2,943.00	$283,267	$351,600 Land $91,400 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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