3740 Sparta Rd, Sebring, FL 33870 Property Records

Highlands County property record for 3740 Sparta Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,316 sqft · built 1979
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2022)
Tax Bill	$3,584 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0559A0000930000`

Property Details

APN / Parcel Number

Primary APN	`C0559A0000930000`
Alternative APN	`C-05-35-29-A00-0093-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	4,316 sqft Living Area
1st Floor Area	3,723 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.17 acres)
Lot Dimensions	290 ft deep x 177 ft wide
Garage Type	Finished
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	1,120 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	692 sqft
Patio Area	112 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C0559A0000930000
Street Address	3740 SPARTA RD
City	SEBRING
State	FL
Zip	33870-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	N 177 FT OF E 290 FT OF W 330 FT OF S 360 FT OF NW 1/4 5-35-29/9.3 1.18 ACRES
Legal Range	29E
Legal Township	35S
Legal Section	05
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1046
Census Tract	961303

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3740 SPARTA RD, SEBRING, FL 33870-6065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	2076188
Deed Book / Page	2881 / 1701
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 2, 2022
Property Address	3740 SPARTA RD, SEBRING, FL 33870-6065
Document Number	0002076188
Book / Page	2881 / 1701
Instrument Date	Jan 28, 2022
Instrument	2076188
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4315 GRASS AVE, 4315, SEBRING, FL 33875-4471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 SPARTA RD, SEBRING, FL 33870-6065

Mortgage

Document Number	0028811703
Date	Feb 2, 2022
Instrument	2881/1703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,247 (+4.35%) Land $25,370 Building $252,877	$278,247 (+4.35%) Land $25,370 Building $252,877
2024	$3,584.00 (-12.82%)
2023	$4,111.00 (+165.05%)	$266,641 (+128.66%) Land $17,700 Building $248,941	$266,641 (+12.75%) Land $17,700 Building $248,941
2022	$1,551.00 Homeowner's exemption	$116,611	$236,487 Land $14,750 Building $221,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20