3740 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3740 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,650 sqft · built 2004
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2024)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-17094-83`

Property Details

APN / Parcel Number

Primary APN	`014-17094-83`
Alternative APN	`53-01-41-709-483.000-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17094-83
Street Address	3740 S CRAMER CIR
City	BLOOMINGTON
State	IN
Zip	47403-8845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BATCHELOR HGTS SEC 2 LOT 183
Legal Subdivision	BATCHELOR HEIGHTS SUBDIVISION
Legal Lot Number	183
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3010
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3740 S CRAMER CIR, BLOOMINGTON, IN 47403-8845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIR WAY LENDING LLC
Jan 11, 2017	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	202450711
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 20, 2024
Property Address	3740 S CRAMER CIR, BLOOMINGTON, IN 47403-8845
Document Number	2024001637
Map Reference	CAB C ENV 315
Instrument Date	Feb 16, 2024
Instrument	2024001637
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 S CRAMER CIR, BLOOMINGTON, IN 47403-8845

Mortgage

Document Number	2024001638
Date	Feb 20, 2024
Instrument	2024001638

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	2024001638
Date	Feb 20, 2024
Instrument	2024001638

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company
Address	918 LILY CREEK RD # 202, LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 11, 2017
Property Address	3740 S CRAMER CIR, BLOOMINGTON, IN 47403-8845
Document Number	2017000450
Map Reference	DOC2001-019574
Instrument Date	Jan 3, 2017
Instrument	2017000450
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3740 S CRAMER CIR, BLOOMINGTON, IN 47403-8845

Mortgage

Document Number	2017000451
Date	Jan 11, 2017
Instrument	2017000451

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (-10.67%)	$248,600 (+18.27%) Land $50,000 Building $198,600	$248,600 (+18.27%) Land $50,000 Building $198,600
2024	$1,893.00 (+38.78%)
2023		$210,200 (+8.18%) Land $40,000 Building $170,200	$210,200 (+8.18%) Land $40,000 Building $170,200
2022	$1,364.00	$194,300 Land $40,000 Building $154,300	$194,300 Land $40,000 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

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