3740 Middleton Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3740 Middleton Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,648 sqft · built 1948
Lot Size	0.442 acres (19,254 sqft)
Owner	Trust Name on Record
Last Sale	$540,000 (May 2017)
Tax Bill	$15,270 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0067-0158-00`

Property Details

APN / Parcel Number

Primary APN	`215-0067-0158-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,648 sqft Living Area
1st Floor Area	2,648 sqft
Attic	Attic
Attic Area	2,628 sqft
Basement Area	2,628 sqft
Finished Basement	1,000 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	148 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	169 sqft
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3740 MIDDLETON AVE
City	CINCINNATI
State	OH
Zip	45220-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLETON AV 130.18 X 148.96 PT LOT 1 A THORPE EST
Legal Subdivision	A THORPE ESTATE
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	7100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	3740 MIDDLETON AVE, CINCINNATI, OH 45220-1125
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jan 4, 2007
Deed Document Number	17-0040555
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3740 MIDDLETON AVE, CINCINNATI, OH 45220-1125
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058035
Date	May 10, 2021
Book Page	14414/3358
Instrument	2021-0058035

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2017
Property Address	3740 MIDDLETON AVE, CINCINNATI, OH 45220-1125
Document Number	0000000555
Instrument Date	Apr 24, 2017
Instrument	17-0040555
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3740 MIDDLETON AVE, CINCINNATI, OH 45220-1125

Mortgage

Document Number	0000000557
Date	May 8, 2017
Instrument	17-0040557

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,270.00 (+3.13%)	$247,877 (+%) Land $34,604 Building $213,273
2024	$14,807.00 (-2.21%)	$247,876 (-) Land $34,604 Building $213,272
2023	$15,141.00 (+3.55%)	$247,876 (+15.45%) Land $34,604 Building $213,272	$708,220 (+15.45%) Land $98,870 Building $609,350
2022	$14,622.00 Homeowner's exemption	$214,711 Land $30,961 Building $183,750
2020			$613,460 Land $88,460 Building $525,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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