3740 Cochran Rd, Gainesville, GA 30506 Property Records

Hall County property record for 3740 Cochran Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,259 sqft · built 1965
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$2,753 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-115-000-225`

Property Details

APN / Parcel Number

Primary APN	`10-115-000-225`
Alternative APN	`32153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Heated Area
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Unfinished Basement	1,259 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	643 ft deep x 78 ft wide

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	243 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32153
Street Address	3740 COCHRAN RD
City	GAINESVILLE
State	GA
Zip	30506-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COCHRAN ROAD
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	502

Owner

3740 Cochran Rd is owned and occupied by an individual who bought it in June 2025.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
May 27, 2021	Warranty Deed, Transfer
Oct 7, 2020	Foreclosure ATTORNEY ONLY
Oct 9, 2020	Correction Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Book / Page	9679 / 787
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0086100347
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jun 26, 2025
Property Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Document Number	0096790787
Book / Page	9679 / 787
Instrument Date	Jun 20, 2025
Transaction Type	Transfer
Record Updated	Aug 1, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637

Mortgage

Document Number	0009679789
Date	Jun 26, 2025
Instrument	9679/789

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2055

Mortgage

Document Number	0096800000000001
Date	Jun 26, 2025
Book Page	0000009680/0000000001

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637

Mortgage

Document Number	0088350000000301
Date	Jun 1, 2021
Book Page	0000008835/0000000301

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 27, 2021
Property Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Document Number	0088350300
Book / Page	8835 / 300
Instrument Date	May 27, 2021
Instrument	2021-005385
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	HALL GA
Recording Date	Oct 7, 2020
Property Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Document Number	0086090381
Book / Page	008609 / 000381
Instrument Date	Sep 22, 2020
Transaction Type	Foreclosure
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	69 WINTERHAWK CV DAWSONVILLE GA 305347238, DAWSONVILLE, GA 30534-7238

October 2020: Correction Deed, Foreclosure

Document Type	Correction Deed
Jurisdiction	HALL GA
Recording Date	Oct 9, 2020
Property Address	3740 COCHRAN RD, GAINESVILLE, GA 30506-3637
Document Number	0086100347
Book / Page	008610 / 000347
Instrument Date	Sep 22, 2020
Transaction Type	Foreclosure
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	69 WINTERHAWK CV DAWSONVILLE GA 305347238, DAWSONVILLE, GA 30534-7238

Tax Assessment & Valuation

The 2026 property tax bill for 3740 Cochran Rd was $2,753, up 0.7% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,753.00 (+0.73%)	$112,520 (+0.79%) Land $28,560 Building $83,960	$281,300 (+0.79%) Land $71,400 Building $209,900
2025	$2,733.00	$111,640 Land $28,560 Building $83,080	$279,100 Land $71,400 Building $207,700
2023	$3,147.00 (+22.02%)	$119,440 (+25.89%) Land $28,560 Building $90,880	$298,600 (+25.89%) Land $71,400 Building $227,200
2022	$2,579.00	$94,880 Land $28,560 Building $66,320	$237,200 Land $71,400 Building $165,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3740 Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3740 Cochran Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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