Pontotoc County property record for 374 Winter Cv, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,503 sqft · built 2012 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180D-30-06-005 |
| Primary APN | 180D-30-06-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,503 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 21963 |
|---|---|
| Street Address | 374 WINTER CV |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .411AC LOTS 5 & 6 NORTHGATE S/D 20112350 7/1/11 297 4340 |
| Legal Lot Number | 5-6 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 374 WINTER CV, PONTOTOC, MS 38863-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK |
| May 10, 2022 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 374 WINTER CV, PONTOTOC, MS 38863-1125 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 374 WINTER CV, PONTOTOC, MS 38863-1125 |
| Document Number | 2025003830 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025003830 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 374 WINTER CV, PONTOTOC, MS 38863-1125 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 374 WINTER CV, PONTOTOC, MS 38863-1125 |
| Document Number | 2022002052 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022002052 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Apr 29, 2037 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (+4.18%) Homeowner's exemption | $9,941 (-) | $99,410 (-) Land $17,450 Building $81,960 |
| 2023 | $1,267.00 Homeowner's exemption | $9,941 | $99,410 Land $17,450 Building $81,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2002) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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