374 Wheat Rd, Mount Vision, NY 13810 Property Records

Otsego County and New Lisbon Town property record for 374 Wheat Rd, Mount Vision, NY 13810

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 1,990 sqft · built 2003
Lot Size49.5 acres (2,159,705 sqft)
Owner2 Individual Names on Record
Last Sale$29,900 (Apr 1998)
Tax Bill$7,447 (2026)
Deeds & MortgagesOct 2019 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN364400 190.00-1-9.02

Property Details

APN / Parcel Number

Primary APN364400 190.00-1-9.02
Alternative APNs
  • 440019000000010090020000
  • 181999

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,990 sqft Living Area
1st Floor Area1,530 sqft
Upper Floors Area460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area2,159,705 sqft (49.5 acres)
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area420 sqft
Shed1 Shed
Quonset HutQuonset Hut

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number181999
Street Address374 WHEAT RD
CityMOUNT VISION
StateNY
Zip13810-2155
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Description998FM 4145 0 2
Legal Block1
Legal Lot Number9.002
JurisdictionOTSEGO NY
Township / Civil DivisionNEW LISBON
Census Block Group3
Census Block3095
Census Tract590402

Owner

Source: Otsego County and New Lisbon Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address374 WHEAT RD, MOUNT VISION, NY 13810-2155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Oct 25, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1998 · Amount on Record
Deed SaleApr 15, 1998 · Amount on Record
Deed Book / Page828 / 208
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address374 WHEAT RD, MOUNT VISION, NY 13810-2155
Document Number0000005260
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address374 WHEAT RD MOUNT VISION NY 138102155, MOUNT VISION, NY 13810-2155

Mortgage

Document Number0000005260
DateNov 7, 2019
Instrument5260
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate5.11%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address374 WHEAT RD, MOUNT VISION, NY 13810-2155
Document Number0000005261
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address374 WHEAT RD MOUNT VISION NY 138102155, MOUNT VISION, NY 13810-2155

Mortgage

Document Number0000005261
DateNov 7, 2019
Instrument5261
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months

Tax Assessment & Valuation

Source: Otsego County and New Lisbon Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionNew Lisbon Town
Unified School DistrictMorris Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,447.00 (+16.09%) Homeowner's exemption Senior Citizen's exemption
2025$6,415.00$278,800 (-) Land $93,400 Building $185,400$357,436 (+3.85%) Land $119,744 Building $237,692
2023$278,800 Land $93,400 Building $185,400$344,198 Land $115,309 Building $228,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OEConnect
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Wheat Rd

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