374 Tamarack Rd, Summit, NY 12175 Property Records

Schoharie County and Fulton Town property record for 374 Tamarack Rd, Summit, NY 12175

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,680 sqft · built 1993
Lot Size	6.56 acres (285,754 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,910 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`433200 125.-1-27`

Property Details

APN / Parcel Number

Primary APN	`433200 125.-1-27`
Alternative APNs	`320012500000010270000000` `465J187009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	840 sqft
Finished Basement	840 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	285,754 sqft (6.56 acres)
Lot Width	1,116 ft Width
Porch	Open Porch
Porch Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	465J187009
Street Address	374 TAMARACK RD
City	SUMMIT
State	NY
Zip	12175-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2004
Census Tract	740600

Owner

Source: Schoharie County and Fulton Town records · APN 433200 125.-1-27

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	374 TAMARACK RD, SUMMIT, NY 12175-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	374 TAMARACK RD, SUMMIT, NY 12175-2323
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001811/0000000225
Date	Aug 10, 2018
Book Page	0000001811/0000000225
Instrument	000000747514

Lender

Name	FIRST NEW YORK FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	374 TAMARACK RD, SUMMIT, NY 12175-2323
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002003/89
Date	Jul 11, 2022
Book Page	2003/89
Instrument	813384

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schoharie County and Fulton Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Fulton Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,910.00 (+199.09%)	$98,900 (-) Land $14,700 Building $84,200	$238,313 (+13.35%) Land $35,422 Building $202,891
2023		$98,900 (+24.09%) Land $14,700 Building $84,200	$210,247 (+34.54%) Land $31,250 Building $178,997
2022		$79,700 Land $14,700 Building $65,000	$156,275 Land $28,824 Building $127,451
2021	$1,976.00 (-51.06%)
2020	$4,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	21 (1980–2011)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 15 claims Severe Storms And Flooding, Apr 2005 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
The Middleburgh Telephone Company Fiber	500 / 100

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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