374 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 374 Spruce St, Mount Morris, MI 48458

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,128 sqft · built 1952
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on File
Last Sale$102,000 (Oct 2021)
Tax Bill$1,372 (2025)
Deeds & MortgagesOct 2021 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN57-12-527-102

Property Details

APN / Parcel Number

Primary APN57-12-527-102

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Foundation TypeNo Foundation
Lot Area8,494 sqft (0.195 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address374 SPRUCE ST
CityMOUNT MORRIS
StateMI
Zip48458-1937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SF PUD
Legal DescriptionLOT 130 & ALL THAT PART OF W 1/2 OF VACATED MARGARET AVE ADJOINING LOT 130 ON THE E PLAT OF BUENA VISTA (78)
Legal SubdivisionPLAT OF BUENA VISTA
Legal Lot Number130
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group2
Census Block2030
Census Tract12310

Owner

Source: Genesee County records · APN 57-12-527-102

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address374 SPRUCE ST, MOUNT MORRIS, MI 48458-1937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2021 · Amount on Record
Deed SaleOct 07, 2021 · Amount on Record
Deed Document Number2021100779723
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateOct 07, 2021
Property Address374 SPRUCE ST, MOUNT MORRIS, MI 48458-1937
Document Number202110070079723
Map ReferenceMB 5 PG 32
Instrument DateSep 29, 2021
Instrument202110070079723
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanySARGENTS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$877.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address374 SPRUCE ST, 374, MOUNT MORRIS, MI 48458-1937

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 KATHY CIR, FLINT, MI 48506-5249

Mortgage

Document Number202110070079725
DateOct 07, 2021
Instrument202110070079725
Lender
NameROSEBUD ECONOMIC DEVELOPMENT CORP
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Mortgage

Document Number202110070079724
DateOct 07, 2021
Instrument202110070079724
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityMount Morris City
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,372.00 (-30.28%) Homeowner's exemption$47,300 (+3.28%)$94,600 (+3.28%)
2024$1,968.00 (+105.64%)
2023$45,800$91,600
2021$957.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

Based on FCC filings for 489 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0004520, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOUNT MORRIS
serves 3,086 people
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number