374 Sonora Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 374 Sonora Rd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,601 sqft · built 1996
Lot Size0.19 acres (8,255 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2021)
Tax Bill$4,298 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-9037-5

Property Details

APN / Parcel Number

Primary APNC56-000-589-9037-5
Alternative APNs
  • 00-2S-22-1291-000B-0030
  • 22S2001291000B0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,601 sqft Living Area
Gross Area2,352 sqft
1st Floor Area1,601 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,255 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
PorchScreened/Unfinished Porch
Porch Area331 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address374 SONORA RD
CityDESTIN
StateFL
Zip32541-2067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN WOODS LOT 3 BLK B
Legal SubdivisionINDIAN WOODS
Legal BlockB
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

374 Sonora Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address374 SONORA RD, DESTIN, FL 32541-2067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
INLANTA MORTGAGE INC
Sep 16, 2019Deed of Trust, Mortgage · VA Mortgage
MORTGAGE ONE/SOUTH
Nov 5, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleNov 5, 2018 · Amount on File
Deed Document Number20213434867
Deed Book / Page3529 / 3662
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 4, 2021
Property Address374 SONORA RD, DESTIN, FL 32541-2067
Document Number0035293662
Book / Page3529 / 3662
Map ReferenceMB 15 PG 36
Instrument DateFeb 25, 2021
Instrument3434867
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyAQUA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3667 CACTUSRIDGE CT, 3667, SAN DIEGO, CA 92105-5913

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 SONORA RD, DESTIN, FL 32541-2067

Mortgage

Document Number0035293664
DateMar 4, 2021
Instrument3529/3664
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address374 SONORA RD, DESTIN, FL 32541-2067
Document Number0034202389
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address374 SONORA RD DESTIN FL 325412067, DESTIN, FL 32541-2067

Mortgage

Document Number0034202389
DateSep 23, 2019
Book Page003420/002389
Instrument3306686
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 22, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 5, 2018
Property Address374 SONORA RD, DESTIN, FL 32541-2067
Document Number0033734717
Book / Page003373 / 004717
Instrument DateOct 31, 2018
Instrument3241892
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,096.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address374 SONORA RD DESTIN FL 325412067, DESTIN, FL 32541-2067

Mortgage

Document Number33734721
DateNov 5, 2018
Book Page003373/004721
Instrument3241895
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 374 Sonora Rd was $4,298 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,298.00 Homeowner's exemption$401,990 Land $118,546 Building $283,444$401,990 Land $118,546 Building $283,444
2023$4,242.00 (-4.95%) Homeowner's exemption$393,631 (+6.27%) Land $107,564 Building $286,067$393,631 (+6.27%) Land $107,564 Building $286,067
2022$4,463.00$370,421 Land $97,785 Building $272,636$370,421 Land $97,785 Building $272,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 Sonora Rd in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Sonora Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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