374 Shepherds Lndg, Saluda, VA 23149 Property Records

Middlesex County property record for 374 Shepherds Lndg, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,671 sqft · built 2021
Lot Size	5.26 acres (229,126 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,108 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27 167A`

Property Details

APN / Parcel Number

Primary APN	`27 167A`
Alternative APN	`1839`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	5,917 sqft
1st Floor Area	2,383 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,126 sqft (5.26 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	326 sqft
Deck Area	356 sqft
Patio Area	45 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1839
Street Address	374 SHEPPARDS LNDG
City	SALUDA
State	VA
Zip	23149-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	HOG HOUSE 5.26 AC DB182-659 PB10-46 D15-833 D25-1723
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4004
Census Tract	951000

Owner

374 Shepherds Lndg is owned by two individuals who acquired it in June 2015.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 74, SALUDA, VA 23149-0074
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE
Dec 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2015
Deed Sale	Jun 10, 2015
Deed Book / Page	1500 / 833
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	374 SHEPHERDS LNDG, SALUDA, VA 23149
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003315
Date	Dec 27, 2021
Instrument	210003315

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	374 SHEPHERDS LNDG, SALUDA, VA 23149
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002694
Date	Dec 22, 2020
Instrument	200002694

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 374 Shepherds Lndg was $4,108.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,108.00	$673,600 (-) Land $288,100 Building $385,500	$673,600 (-) Land $288,100 Building $385,500
2025	$4,108.00	$673,600 Land $288,100 Building $385,500	$673,600 Land $288,100 Building $385,500
2023	$4,108.00	$673,600 Land $288,100 Building $385,500	$673,600 Land $288,100 Building $385,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 Shepherds Lndg in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Shepherds Lndg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANNA HARBOUR, LLC private · serves 58 people · EPA ID VA4119790
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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