374 S Pantops Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 374 S Pantops Dr, Charlottesville, VA 22911

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,038 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Sep 2018)
Tax Bill	$2,155 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07800-00-00-018H0`

Property Details

APN / Parcel Number

Primary APN	`07800-00-00-018H0`
Alternative APN	`32792`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Shed	1 Shed
Shed Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	374 S PANTOPS DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-8678
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R15 RESIDE
Legal Description	OVERLOOK CONDOS UNIT 374 BLDG 1
Legal Subdivision	OVERLOOK CONDOS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1002
Census Tract	10502

Owner

374 S Pantops Dr, a condominium, is owned and occupied by an individual who bought it in September 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	374 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Deed Document Number	201810039
Deed Book / Page	5092 / 152
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	374 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8678
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001264
Date	Jan 31, 2022
Instrument	202200001264

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 6, 2018
Property Address	374 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8678
Document Number	0000010039
Book / Page	005092 / 000152
Instrument Date	Aug 15, 2018
Instrument	10039
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	374 S PANTOPS DR CHARLOTTESVILLE VA 229118678, CHARLOTTESVILLE, VA 22911-8678

Mortgage

Document Number	10040
Date	Sep 6, 2018
Book Page	005092/000156
Instrument	10040

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 374 S Pantops Dr was $2,155, up 6.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,155.00 (+6.95%)	$241,100 (+6.97%) Land $67,500 Building $173,600	$241,100 (+6.97%) Land $67,500 Building $173,600
2025	$2,015.00	$225,400 Land $57,500 Building $167,900	$225,400 Land $57,500 Building $167,900
2023	$1,644.00	$192,600 Land $52,500 Building $140,100	$192,600 Land $52,500 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 S Pantops Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	127 units insured incl. 125 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 S Pantops Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting, Verizon.

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