374 Paradise Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 374 Paradise Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1987
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Nov 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551103312950000`

Property Details

APN / Parcel Number

Primary APN	`551103312950000`
Alternative APN	`46693`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	720 sqft Heated Area
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	372 ft deep x 172 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46693
Street Address	374 PARADISE RD
City	MURPHY
State	NC
Zip	28906-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O TR 1 SEC 1 PARADISE PARK 851/30 A/138E
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2044
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 PARADISE RD, MURPHY, NC 28906-6918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
May 10, 2021	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Nov 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	05327
Deed Book / Page	01574 / 0274
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	374 PARADISE RD, MURPHY, NC 28906-6918
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PARADISE RD, MURPHY, NC 28906-6918

Mortgage

Document Number	001719/574
Date	Aug 25, 2022
Book Page	1719/574
Instrument	5572

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	374 PARADISE RD, MURPHY, NC 28906-6918
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PARADISE RD, MURPHY, NC 28906-6918

Mortgage

Document Number	1680/225
Date	May 10, 2021
Book Page	1680/225
Instrument	3070

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2041

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	374 PARADISE RD, MURPHY, NC 28906-6918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01583/0900
Date	Mar 28, 2018
Book Page	01583/0900
Instrument	01475

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 14, 2017
Property Address	374 PARADISE RD, MURPHY, NC 28906-6918
Document Number	01574/0274
Book / Page	01574 / 0274
Instrument Date	Nov 7, 2017
Instrument	05327
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3240 LAKE POINTE BLVD APT 230, 3240, SARASOTA, FL 34231-6949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 UNDERWOOD HILL RD, MURPHY, NC 28906-7923

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00	$391,190 (-)	$391,190 (-) Land $153,000 Building $238,190
2023		$391,190	$391,190 Land $153,000 Building $238,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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