374 Oneida Dr, Reading, PA 19608 Property Records

Berks County property record for 374 Oneida Dr, Reading, PA 19608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,490 sqft · built 2002
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Dec 2024)
Tax Bill$2,002 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4386-13-13-9423

Property Details

APN / Parcel Number

Primary APN4386-13-13-9423
Alternative APNs
  • 79-4386-13-13-9423
  • 79000273
  • 000273

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,490 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number79000273
Street Address374 ONEIDA DR
CityREADING
StatePA
Zip19608-8911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLENAPE VLY
Legal Block13
Legal Lot Number106
JurisdictionBERKS PA
Township / Civil DivisionSINKING SPRING
Census Block Group3
Census Block3009
Census Tract10902

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address374 ONEIDA DR, READING, PA 19608-8911
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
CITADEL FCU
Mar 20, 2020Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2024 · Amount on Record
Deed SaleDec 5, 2024 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Document Number202437302
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address374 ONEIDA DR, READING, PA 19608-8911
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012167
DateApr 22, 2019
Instrument2019012167
Lender
NameCITADEL FCU
TypeCredit Union
AddressEXTON, PA 19341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 25, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 20, 2020
Property Address374 ONEIDA DR, READING, PA 19608-8911
Document Number0000010054
Instrument2020010054
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010055
DateMar 20, 2020
Instrument2020010055
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalitySinking Spring Borough
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,002.00 (+7.29%)$108,900 (-) Land $35,700 Building $73,200$35,700 (-67.22%) Land $35,700
2024$1,866.00$108,900 Land $35,700 Building $73,200
1994$108,900 Land $35,700 Building $73,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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