Mitchell County property record for 374 Murphy Rd, Spruce Pine, NC 28777
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,605 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0769-00-95-8328 |
| Primary APN | 0769-00-95-8328 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 555550345 |
|---|---|
| Street Address | 374 MURPHY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6135 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DIST:010 CITY/MUNI/TWP:SPRUCE PINE FD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0769-00-95-8328
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 374 MURPHY RD, SPRUCE PINE, NC 28777-6135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000334622 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 374 MURPHY RD, SPRUCE PINE, NC 28777-6135 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | AMERICAN TITLE PLATINUM |
| Name | Verified Name |
|---|
| Document Number | 000595/851 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 595/851 |
| Instrument | 2018001798 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 374 MURPHY RD, SPRUCE PINE, NC 28777-6135 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000587/292 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 587/292 |
| Instrument | 2018000007 |
| Name | UNITED COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2033 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,605.00 (+1.58%) | $250,800 (-) Land $25,000 Building $225,800 |
| 2023 | $1,580.00 | $250,800 Land $25,000 Building $225,800 |
Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Cable · Fiber in parts of the area | 400 / 24 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
Based on FCC filings for 29 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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