374 Miramonte Ave, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 374 Miramonte Ave, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,535 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Tax Bill	$17,617 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-270-007`

Property Details

APN / Parcel Number

Primary APN	`007-270-007`
Alternative APN	`00727007`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	2,535 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	374 MIRAMONTE AVE
City	SANTA BARBARA
State	CA
Zip	93108-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	PUEBLO MAP 31C LOT 15
Legal Lot Number	15
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2003
Deed Sale	Aug 1, 2003
Deed Document Number	2003103846
Prior Transfer Date	Dec 27, 1996
Prior Transfer Doc	0000078207
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 15, 2026
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Document Number	0000020250
Instrument Date	Jun 13, 2026
Instrument	202620250
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000015285
Date	Feb 25, 2021
Instrument	2021-0015285

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000052280
Date	Sep 24, 2020
Instrument	2020-0052280

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Document Number	0000004820
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	374 MIRAMONTE AVE SANTA BARBARA CA 931082130, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000004820
Date	Jan 30, 2020
Instrument	4820

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Document Number	0000017167
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	374 MIRAMONTE AVE SANTA BARBARA CA 931082130, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000017167
Date	Apr 30, 2019
Instrument	17167

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	374 MIRAMONTE AVE, SANTA BARBARA, CA 93108-2130
Document Number	0000010241
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	374 MIRAMONTE AVE SANTA BARBARA CA 931082130, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000010241
Date	Mar 15, 2018
Instrument	10241

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,595,238 (+2%) Land $1,160,177 Building $435,061
2025	$17,617.00 (+3.53%) Homeowner's exemption Additional exemption filed	$1,563,960 (+4.04%) Land $1,137,429 Building $426,531
2023	$17,017.00 (+1.62%) Homeowner's exemption Additional exemption filed	$1,503,231 Land $1,093,262 Building $409,969
2022	$16,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 units insured incl. 158 condo units
Nearby Flood Claims	47 (1995–2024)
Claims Outside the SFHA	8 of 47
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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