374 Mercedes Rd, #76, Fallbrook, CA 92028 Property Records

San Diego County property record for 374 Mercedes Rd, #76, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,221 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2013)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-410-58-00`

Property Details

APN / Parcel Number

Primary APN	`105-410-58-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,221 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	374 MERCEDES RD, 76
City	FALLBROOK
State	CA
Zip	92028-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 011849
Legal Subdivision	SAN DIEGO #4533
Legal Tract	011849
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3001
Census Tract	18904

Owner

374 Mercedes Rd, #76 is owned and occupied by two individuals who bought it in September 2013.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	374 MERCEDES RD, FALLBROOK, CA 92028-2466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Prior Sale	Feb 29, 1988 · Amount on File
Deed Document Number	2013563799
Prior Transfer Date	Sep 20, 1993
Prior Transfer Doc	0000856533
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 MERCEDES RD # 76, 76, FALLBROOK, CA 92028-2466
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 MERCEDES RD, FALLBROOK, CA 92028-2466

Mortgage

Document Number	0000676942
Date	Sep 27, 2021
Instrument	2021-0676942

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IDAHO FALLS, ID 83402

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 MERCEDES RD # 76, 76, FALLBROOK, CA 92028-2466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023951
Date	Jan 17, 2017
Instrument	2017-0023951

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 MERCEDES RD # 76, 76, FALLBROOK, CA 92028-2466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389479
Date	Sep 18, 2018
Instrument	2018-0389479

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 MERCEDES RD # 76, 76, FALLBROOK, CA 92028-2466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270598
Date	Jul 9, 2019
Instrument	2019-0270598

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 MERCEDES RD # 76, 76, FALLBROOK, CA 92028-2466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 MERCEDES RD, FALLBROOK, CA 92028-2466

Mortgage

Document Number	0000545790
Date	Sep 17, 2020
Instrument	2020-0545790

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 374 Mercedes Rd, #76 was $5,082 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,163 (+2%) Land $227,873 Building $431,290
2025	$5,082.00	$646,239 Land $223,405 Building $422,834
2023	$4,905.00 (+11.35%)	$621,147 Land $214,731 Building $406,416
2022	$4,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 374 Mercedes Rd, #76 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Mercedes Rd, #76 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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