Kenton County property record for 374 Florence Dr, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1962 |
| Lot Size | 1.02 acres (44,649 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Apr 2019) |
| Tax Bill | $2,420 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-10-00-010.00 |
| Primary APN | 017-10-00-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Gross Area | 2,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Stone |
| Foundation Type | Block |
| Lot Area | 44,649 sqft (1.02 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 374 FLORENCE DR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0245 AC AT THE END OF FLORENCE DR KNOWN AS ID PLAT PARCEL 27B |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 374 FLORENCE DR, ELSMERE, KY 41018-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 1, 2019 | Grant Deed, Transfer · Conventional Mortgage POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | Mar 11, 2008 · Amount on Record |
| Deed Document Number | 201904 01 059 00220 |
| Deed Book / Page | 4244 / 211 |
| Last Transfer Date | Jul 28, 2021 |
| Transfer Doc | 0005900063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 14, 2021 |
| Property Address | 374 FLORENCE DR, ELSMERE, KY 41018-2910 |
| Document Number | 0005900063 |
| Book / Page | KC123 / 803 |
| Map Reference | MB 7 PG 25 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 21101405900063 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 374 FLORENCE DR, ELSMERE, KY 41018-2910 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900064 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 285/90 |
| Instrument | 21101405900064 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2019 |
| Property Address | 374 FLORENCE DR, ELSMERE, KY 41018-2910 |
| Document Number | 0000000220 |
| Book / Page | 0I4244 / 000211 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 220 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | SOJOURNERS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 374 FLORENCE DR ELSMERE KY 410182910, ELSMERE, KY 41018-2910 |
| Document Number | 221 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 0I4244/000214 |
| Instrument | 221 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVELLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,100 (-) Land $35,000 Building $173,100 | $208,100 (-) Land $35,000 Building $173,100 | |
| 2025 | $2,420.00 (+23.72%) | $208,100 (+34.26%) Land $35,000 Building $173,100 | $208,100 (+34.26%) Land $35,000 Building $173,100 |
| 2023 | $1,956.00 | $155,000 Land $25,000 Building $130,000 | $155,000 Land $25,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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