374 Date Palm Ln, Freeport, FL 32439 Property Records

Walton County property record for 374 Date Palm Ln, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,426 sqft · built 2022
Owner	Company Name on File
Tax Bill	$2,833 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23116-000-1970`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23116-000-1970`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,426 sqft Living Area
Gross Area	1,557 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	374 DATE PALM LN
City	FREEPORT
State	FL
Zip	32439-3726
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 197 VERANDAS AT FREEPORT PHASE 1C-4 PB 23-47 OR 3208-523 OR 3347-4268 OR 3347-4268
Legal Subdivision	FREEPORT
Legal Phase	1C-4
Legal Lot Number	197
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2008
Census Tract	950306

Owner

374 Date Palm Ln, a townhouse, is owned by a company that acquired it in January 2025.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	718 COUNTY HIGHWAY 83A W, FREEPORT, FL 32439-2782
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Sep 29, 2022	Deed of Trust, Mortgage · SBA Mortgage PACIFIC WESTERN NATIONAL BANK
Jul 21, 2021	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025
Deed Sale	Jan 27, 2025
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	20250002269
Deed Book / Page	3347 / 4268
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	374 DATE PALM LN, FREEPORT, FL 32439-3726
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 COUNTY HIGHWAY 83A W, FREEPORT, FL 32439-2782

Mortgage

Document Number	0033760028
Date	Oct 30, 2025
Book Page	3376/28
Instrument	20250039892

Lender

Name	SMARTBANK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	374 DATE PALM LN, FREEPORT, FL 32439-3726
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 DATE PALM LN, FREEPORT, FL 32439-3726

Mortgage

Document Number	0032733425
Date	Nov 22, 2022
Book Page	3273/3425
Instrument	20220050790

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 12, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	12%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	374 DATE PALM LN, FREEPORT, FL 32439-3726
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 DATE PALM LN, FREEPORT, FL 32439-3726

Mortgage

Document Number	0032681385
Date	Sep 29, 2022
Book Page	3268/1385
Instrument	20220043392

Lender

Name	PACIFIC WESTERN NATIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	SBA Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 21, 2021
Property Address	374 DATE PALM LN, FREEPORT, FL 32439-3726
Document Number	0032080523
Book / Page	3208 / 523
Map Reference	MB 23 PG 47&48
Instrument Date	Jul 20, 2021
Instrument	20210036458
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 FAIRVIEW AVE STE 201, 201, BOWLING GREEN, KY 42103-1695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 DATE PALM LN, FREEPORT, FL 32439-3726

Mortgage

Document Number	0032080524
Date	Jul 21, 2021
Book Page	3208/524
Instrument	20210036459

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,904 Land $30,000 Building $180,904	$210,904 Land $30,000 Building $180,904
2024	$2,833.00 (+1.98%)
2023	$2,778.00 (+10.72%)	$219,870 (+15.38%) Building $219,870	$219,870 (+15.38%) Building $219,870
2022	$2,509.00	$190,554 Building $190,554	$190,554 Building $190,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 Date Palm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Date Palm Ln is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

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