374 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 374 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1970
Lot Size	0.388 acres (16,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (May 2020)
Tax Bill	$5,431 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0239 B:0005 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0239 B:0005 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	16,880 sqft (0.388 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	374 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	5
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2008
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Sep 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Sep 22, 2017	Deed of Trust, Mortgage BEVERLY BANK
May 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Book / Page	38538 / 388
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	38538-388
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039586-397
Date	Mar 1, 2021
Book Page	39586/397
Instrument	20210301001260

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042306-487
Date	Sep 4, 2024
Book Page	42306/487
Instrument	20240904000010

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2064

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36195-441
Date	Sep 22, 2017
Book Page	36195/441
Instrument	226

Lender

Name	BEVERLY BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 21, 2020
Property Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540
Document Number	38538-388
Book / Page	38538 / 388
Instrument Date	May 12, 2020
Instrument	20200521002050
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 CONCORD ST, GLOUCESTER, MA 01930-1540

Mortgage

Document Number	200521002060
Date	May 21, 2020
Instrument	200521002060

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,431.00 (-0.82%)	$583,400 (+3.55%) Land $190,000 Building $393,400	$657,938 (+12.41%)
2025	$5,476.00 (+1.41%)	$563,400 (+1.51%) Land $175,900 Building $387,500
2024	$5,400.00 (+4.59%)	$555,000 (+13.85%) Land $167,500 Building $387,500	$585,295
2023	$5,163.00	$487,500 Land $149,600 Building $337,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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