3739 SW 97th St, Seattle, WA 98126 Property Records

King County property record for 3739 SW 97th St, Seattle, WA 98126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 2,040 sqft · built 1962
Lot Size0.194 acres (8,460 sqft)
Owner2 Individual Names on Record
Last Sale$667,000 (Sep 2019)
Tax Bill$10,113 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN285860-0035

Property Details

APN / Parcel Number

Primary APN285860-0035
Alternative APN
  • 285860003505

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,040 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,200 sqft
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area8,460 sqft (0.194 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area250 sqft
Shed1 Shed
Shed Area170 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number285860003505
Street Address3739 SW 97TH ST
CitySEATTLE
StateWA
Zip98126-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR2
Legal DescriptionGRAHAM ACRE TRS UNREC N 1/2 OF E 1/2
Legal Range03
Legal Township23
Legal Section02
Legal SubdivisionGRAHAM ACRE TRS
Legal Lot Number9
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3000
Census Tract12000

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3739 SW 97TH ST, SEATTLE, WA 98126-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CREDIT UNION
Oct 23, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED SHORE FIN'L SVCS
Sep 26, 2019Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number20191356
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Recording DateMay 13, 2026
Property Address3739 SW 97TH ST, SEATTLE, WA 98126-4032
Document Number0000000861
Instrument DateMay 4, 2026
Instrument2026861
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3739 SW 97TH ST, SEATTLE, WA 98126-4032

Mortgage

Document Number0000000861,
DateMay 13, 2026
Instrument2026861
Lender
NameBOEING EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 8, 2051
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3739 SW 97TH ST, SEATTLE, WA 98126-4032
Document Number0000002467
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3739 SW 97TH ST SEATTLE WA 981264032, SEATTLE, WA 98126-4032

Mortgage

Document Number0000002467
DateOct 28, 2020
Instrument202010282467
Lender
NameUNITED SHORE FIN'L SVCS
TypeFunding / Finance Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateSep 26, 2019
Property Address3739 SW 97TH ST, SEATTLE, WA 98126-4032
Document Number0000001356
Instrument DateSep 16, 2019
Instrument20190926001356
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,877.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3739 SW 97TH ST, SEATTLE, WA 98126-4032

Mortgage

Document Number0000001357
DateSep 26, 2019
Instrument20190926001357
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,113.00 (+12.22%)
2025$9,012.00$920,000 (+4.9%) Land $553,000 Building $367,000$920,000 (+4.9%) Land $553,000 Building $367,000
2024$9,012.00 (+36.48%)$877,000 (+24.05%) Land $525,000 Building $352,000$877,000 (+24.05%) Land $525,000 Building $352,000
2022$6,603.00$707,000 Land $289,000 Building $418,000$707,000 Land $289,000 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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