3739 Ryder Ct, Naperville, IL 60564 Property Records

Will County property record for 3739 Ryder Ct, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,312 sqft · built 2012
Lot Size	0.23 acres (10,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Sep 2019)
Tax Bill	$14,095 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-16-302-033`

Property Details

APN / Parcel Number

Primary APN	`07-01-16-302-033`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,312 sqft Total Area
1st Floor Area	1,770 sqft
2nd Floor Area	1,542 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	10,195 sqft (0.23 acres)
Garage Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3739 RYDER CT
City	NAPERVILLE
State	IL
Zip	60564-7181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 IN TAMARACK SOUTH, BEING A SUB OF PRT OF THE SW1/4 OF SEC 16, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	16
Legal Subdivision	TAMARACK SOUTH
Legal Lot Number	20
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1026
Census Tract	880322

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3739 RYDER CT, NAPERVILLE, IL 60564-7181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPANY
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	201963568
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	0000059622
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3739 RYDER CT, NAPERVILLE, IL 60564-7181
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104774
Date	Nov 20, 2020
Instrument	R2020104774

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPANY
Type	Mortgage Company
Address	GLENVIEW, IL 60026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2040

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 17, 2019
Property Address	3739 RYDER CT, NAPERVILLE, IL 60564-7181
Document Number	0000063568
Map Reference	DOC R2005-183021
Instrument Date	Jul 8, 2019
Instrument	R2019063568
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3739 RYDER CT, NAPERVILLE, IL 60564-7181

Mortgage

Document Number	0000063569
Date	Sep 17, 2019
Instrument	R2019063569

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	0000063570
Date	Sep 17, 2019
Instrument	R2019063570

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,095.00 (+16.1%)	$236,546 (+9.95%) Land $60,823 Building $175,723	$709,638 (+9.95%) Land $182,469 Building $527,169
2024		$215,140 (+22.53%) Land $55,319 Building $159,821	$645,420 (+22.53%) Land $165,957 Building $479,463
2022	$12,140.00 Homeowner's exemption	$175,584 Land $46,229 Building $129,355	$526,752 Land $138,687 Building $388,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2014)
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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